FAQs about Emirabiz Services
For resident expats buying their first property in Dubai with a mortgage (up to 5 million AED), the minimum down payment is usually 20% of the property price.
The difference in pure financial terms between “rent vs buy with a mortgage” is often not dramatic – in many real-life scenarios it’s a matter of hundreds of thousands of dirhams over a decade, not millions.
Most borrowers in Dubai opt for a fixed rate for the first 2–3 years, after which the mortgage automatically switches to a variable rate (EIBOR + bank margin).
Yes, buying property in Dubai can qualify you for an investor (property) visa, even if the property is mortgaged.
Yes, foreigners can get a mortgage in Dubai. There are no legal restrictions that prohibit non-UAE nationals from buying property or applying for a home loan, but banks apply stricter criteria compared to local residents.
Annual license renewal, bookkeeping, and tax filings (VAT and profit tax where applicable). Keep visas, leases (Ejari), UBO/ESR updates, and audits on a calendar.
Prepare a simple business profile, first contracts or invoices, supplier/buyer list, and proof of funds. Expect an interview and checks; opening often takes 2–5 weeks.
On the mainland, it’s tied to office size; in free zones, it depends on your package. You can upgrade later by increasing space or changing the package.
Many free zones accept flexi-desks; mainland setups require a real office, and visa quotas are tied to their size.
Multiple activities within one license group are common if they are allowed by the authority. Unrelated ones may require extra licenses or approvals.
Planning to start a business in the UAE? With Emirabiz, you can navigate the process quickly and effortlessly. We provide expert assistance with company registration, licensing, residency visas, bank accounts, and comprehensive business support.